Mortgage services

Why use us?

If you are considering taking a mortgage or a building savings loan in order to purchase a property, you are facing a difficult task of choosing the right mortgage bank or savings institution for your financial situation. To find a truly independent partner for the selection of a suitable mortgage loan is of utmost importance as it will directly influence your financial comfort for the entire duration of the period in which you will be making payments on your loan. We have a solution for you that has been tested and tried:

• 8 banks and 4 savings institutions offering their services in one place.
• Quick and objective comparison of different bank’s offers in terms of fees, appraisal fees and insurance with RPSN.
• We provide special loan conditions, low fees and interest rates.
• We sort out your loan free of charge.
• You will save a lot of time you would have otherwise spent in choosing the right bank and in meetings in different branches without actually being able to ensure the best interest rates and other conditions.
• You will save at least 5 hours of your time on administrative tasks connected with acquiring the paperwork necessary for your loan:
  • picking up documents from the property register
  • choosing and meeting the right expert for the appraisal of the property
  • handing documents over to the appraisal expert
  • picking up documents from the appraisal expert
  • acquiring property insurance (in case it is necessary for your type of loan)
  • insurance vinculation

How to do it:

1. We will be happy to meet you in our office in the centre of Prague and discuss your ideas and plans regarding your property purchase. Then we will select the most suitable loan for you. If you do not have time for a personal meeting or are abroad, we can speak to you and organize everything over the telephone.
2. Together we will organize all the necessary documents, many of which we can acquire for you.
3. We will ensure that the bank or savings institution approves your loan within 5 to 15 days.

Mortgage consultation service

Our clients’ stories

Mrs. Axman works as the chief accountant at an audit company in London. Three years ago she used our services in order to purchase her first apartment, an adapted attic space, which cost 2 660 000 CZK at the time. She put down a deposit of 10% of the total price, for which she wanted to be reimbursed from her mortgage loan, because she did not want to invest any of her own money into the purchase of the property. Mrs. Axman bought real estate properties as a form of investment. The procedures connected with the acquiring of a mortgage loan rather worried her.

We obtained a 100% mortgage loan incorporating gradual payments for Mrs. Axman, and she was reimbursed for her deposit of 10% of the total price of the property. Mrs. Axman especially appreciated the fact that we took care of the official translation of all necessary documents and property appraisal, and that we consulted all our steps with her over the telephone.

Mr. Jelinek was an employee of a technological company in Bonn. Together with his wife, who lived in the Czech Republic, he decided to purchase an apartment for 7 950 000 CZK. Mr. Jelinek’s wife was employed in a prominent Czech bank. Mr. and Mrs. Jelinek were looking forward to their new apartment, but they were worried that acquiring a loan will be difficult and time consuming and that Mr. Jelinek will frequently have to travel to the Czech Republic in his holiday time.

Mr. and Mrs. Jelinek decided to cooperate with us mainly because we were able to negotiate a discount on Mrs. Jelinek’s VIP employee interest rates. Mr. and Mrs. Jelinek also appreciated that we took care of most of the necessary documents – appraisals, official translation of documents, the loan application, etc. In the end Mr. Jelinek had to visit the bank only once, and only because he himself decided to do so.